Endowed Gifts

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=100 BGCOLOR="#CC66FF" TEXT="#080000"> <div> <B><IMG SRC="01ae64d0.gif" border=0 width="230" height="77" ALIGN="BOTTOM" HSPACE="0" VSPACE="0">   </B></div> <bR> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <A HREF="friends.htm" TARGET="_top" TITLE="Friends"><FONT COLOR="#000000"><B>Back To Friends Page</B></FONT></A></div> <bR> <div> <B>Endowed Gifts</B></div> <bR> <div> <A HREF="tributes_and_memorials.htm" TARGET="_top" TITLE="Tributes and Memorials"><FONT COLOR="#000000"><B>Tributes and Memorials</B></FONT></A></div> <bR> <div> <A HREF="volunteerism.htm" TARGET="_top" TITLE="Volunteerism"><FONT COLOR="#000000"><B>Volunteerism</B></FONT></A></div> <bR> <div> <A HREF="http://www.stl.unitedway.org/" TARGET="_blank" TITLE="http://www.stl.unitedway.org/"><FONT COLOR="#000000"><B><IMG SRC="0114e3a0.gif" border=0 width="78" height="58" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></FONT></A></div> <bR> </td> <td valign="top" height=380 width="100%" BGCOLOR="#FFFFFF" TEXT="#080000" background="00c64643.jpg"> <div> <B><U>Endowed Gifts</U></B></div> <bR> <div> <B><U>*  Endowed gifts  *</U></B></div> <bR> <div> <B>Endowed gifts are long-term investments that help ensure Stella Maris’ long-term success. </B></div> <div> <B>Your original gift to an endowment fund, known as the principle, is never spent. </B></div> <div> <B>Instead, a portion of the annual interest from the investment is used to </B></div> <div> <B>fund the program of your choosing. Because endowment funds can be named, </B></div> <div> <B>these gifts also pay lasting tribute to the donor or to honor a loved one, friend or colleague. </B></div> <bR> <div> <B>Endowed gifts can be directed any number of ways. </B></div> <div> <B>Some donors, for example, may choose to designate their gifts for </B></div> <div> <B>student scholarships, making an indelible mark on our students’ lives. </B></div> <div> <B>Recognizing that our needs change over time, some donors create unrestricted endowments. </B></div> <div> <B>These unrestricted gifts give us the flexibility to fund the highest </B></div> <div> <B>priority needs in any given year, whether it be for additional </B></div> <div> <B>staff training or needed facility repairs. </B></div> <div> <B>In every case, our goal is to ensure that the principle maintains its value over time. </B></div> <div> <B>A donor who creates an endowed gift today can be confident </B></div> <div> <B>that it will grow and continue to support Stella Maris for years to come. </B></div> <bR> <div> <B><U>*  Planned gifts  *</U></B></div> <bR> <div> <B>Planned giving refers to the variety of giving strategies you can use to benefit </B></div> <div> <B>Stella Maris, while also achieving your own financial and personal objectives. </B></div> <div> <B>These include everything from charitable gift annuities </B></div> <div> <B>and bequests, to gifts of appreciated assets such as securities or real estate.</B></div> <div> <B>The surprising thing about planned giving is that it often allows </B></div> <div> <B>you to make a larger contribution than you may have </B></div> <div> <B>thought possible, thanks to the tax and income benefits planned gifts offer.</B></div> <div> <B>A donor who establishes a charitable gift annuity to benefit Stella Maris, </B></div> <div> <B>for example, receives an immediate charitable income tax deduction, </B></div> <div> <B>as well as regular income for life, some of which is protected from income tax. </B></div> <div> <B>Donating appreciated assets such as securities or real estate can </B></div> <div> <B>benefit you (and us) even more. </B></div> <div> <B>By donating such assets to Stella Maris to establish a </B></div> <div> <B>charitable gift annuity or a charitable remainder trust, </B></div> <div> <B>you can reduce or eliminate capital gains tax liability and </B></div> <div> <B>still receive tax and income benefits. </B></div> <div> <B>In fact, there are several ways to donate real estate, </B></div> <div> <B>including some where you use of the property throughout your lifetime. </B></div> <bR> <div> <B>Donors who want to remember Stella Maris in their wills may also help your heirs </B></div> <div> <B>avoid some estate tax. If you are interested in learning more, </B></div> <div> <B>we advise you to contact </B></div> <div> <B>Mary Bolla, our development director, at 314-420-9023. </B></div> <bR> <bR> </td> </tr></table></body>