Planned Endowments

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=100 BGCOLOR="#CC66FF" TEXT="#080000"> <div> <B><IMG SRC="01ae64d0.gif" border=0 width="230" height="77" ALIGN="BOTTOM" HSPACE="0" VSPACE="0">   </B></div> <bR> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <A HREF="support_stella.htm" TARGET="_top" TITLE="Support Stella Maris Child Center"><B>*Back To  Support</B></A></div> <bR> <div> <A HREF="friends.htm" TARGET="_top" TITLE="Friends"><B>* Friends</B></A></div> <bR> <div> <A HREF="tributes.htm" TARGET="_top" TITLE="Tributes"><B>* Tributes</B></A></div> <bR> <div> <A HREF="planned_endowments.htm" TARGET="_top" TITLE="Planned Endowments"><B>* Planned Endowments</B></A></div> <bR> <div> <A HREF="http://www.stl.unitedway.org/" TARGET="_blank" TITLE="http://www.stl.unitedway.org/"><IMG SRC="0114e3a0.gif" border=0 width="78" height="58" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></A></div> <bR> <bR> <bR> <bR> </td> <td valign="top" height=380 width="100%" BGCOLOR="#FFFFFF" TEXT="#080000" background="00c64643.jpg"> <bR> <div> <B><U>Planned Endowments</U></B></div> <bR> <div> <B><U><IMG SRC="049a91d0.jpg" border=0 width="425" height="285" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></B></div> <div> <B>Planned Endowments</B><FONT SIZE="3" COLOR="#0000FF" FACE="ZapfHumnst BT" ><B> </B></FONT></div> <bR> <div> <B><U>*  Endowed gifts  *</U></B></div> <bR> <div> <B>Endowed gifts are long-term investments that help ensure Stella Maris’ long-term success. </B></div> <div> <B>Your original gift to an endowment fund, known as the principle, </B></div> <div> <B>is never spent. Instead, a portion of the annual interest from the investment </B></div> <div> <B>is used to fund the program of your choosing. </B></div> <div> <B>Because endowment funds can be named, these gifts also pay lasting tribute </B></div> <div> <B>to the donor or to honor a loved one, friend or colleague. </B></div> <bR> <div> <B>Endowed gifts can be directed any number of ways. </B></div> <div> <B>Some donors, for example, may choose to designate their gifts for </B></div> <div> <B>student scholarships, making an indelible mark on our students’ lives. </B></div> <div> <B>Recognizing that our needs change over time, some donors create unrestricted endowments. These unrestricted gifts give us the flexibility to</B></div> <div> <B> fund the highest priority needs in any given year, </B></div> <div> <B>whether it be for additional staff training or needed facility repairs. </B></div> <div> <B>In every case, our goal is to ensure that the principle maintains its value over time. </B></div> <div> <B>A donor who creates an endowed gift today can be confident that it will </B></div> <div> <B>grow and continue to support Stella Maris for years to come. </B></div> <bR> <div> <B><U>*  Planned gifts  *</U></B></div> <bR> <div> <B>Planned giving refers to the variety of giving strategies you can use to </B></div> <div> <B>benefit Stella Maris, while also achieving your own financial and personal objectives.</B></div> <div> <B>These include everything from charitable gift annuities and bequests, </B></div> <div> <B>to gifts of appreciated assets such as securities or real estate.</B></div> <div> <B>The surprising thing about planned giving is that it often </B></div> <div> <B>allows you to make a larger contribution than you may </B></div> <div> <B>have thought possible, thanks to the tax and income benefits planned gifts offer.</B></div> <bR> <div> <B>A donor who establishes a charitable gift annuity to benefit Stella Maris,</B></div> <div> <B> for example, receives an immediate charitable income tax deduction, </B></div> <div> <B>as well as regular income for life, some of which is protected from income tax. </B></div> <div> <B>Donating appreciated assets such as securities or real estate can </B></div> <div> <B>benefit you (and us) even more.</B></div> <div> <B> By donating such assets to Stella Maris to establish a charitable gift annuity </B></div> <div> <B>or a charitable remainder trust, you can reduce </B></div> <div> <B>or eliminate capital gains tax liability and still receive tax and income benefits. </B></div> <div> <B>In fact, there are several ways to donate real estate, including some where you use of the property throughout your lifetime. Donors who want to remember Stella Maris in their wills may </B></div> <div> <B>also help your heirs avoid some estate tax. </B></div> <div> <B>If you are interested in learning more, </B></div> <div> <B>we advise you to contact </B></div> <bR> <div> <B>Mary Bolla, our development director, at 314-420-9023. </B></div> <bR> </td> </tr></table></body>